Planned giving

Make a difference today and in the future!

Why planned giving?

Everyone in our community has value and importance. By partnering with Habitat for Tucson, families are offered a “hand up” to make generational change through shelter. You empower homebuyers to achieve independence and security through homeownership.

“Habitat has successfully removed the stigma of charity by substituting it with a sense of partnership.”

~ President Jimmy Carter

Lay the foundation for the future

Your gifts will directly lay the foundation for families to build strength, stability, and self-reliance.

For decades people from all walks of life have chosen to give to Habitat for Humanity Tucson. They believe in our mission: creating a more just and compassionate world, and bringing people together to build homes, communities, and hope.

Habitat Tucson is ready to accept your gifts.

Because we have multiple sources of revenue, your contribution allows Habitat Tucson to serve more families, helping to break the cycle of poverty.

Ways to give

Stocks, IRA, Donor-Advised Funds, Real Estate, Bequests, and more.

Giving a Hand Up to Habitat Families

Manuel knew Jessica was the one from the moment he met her. He asked her to marry him after knowing her for just two weeks.

Now, they are happily married with two kids, and they successfully built their home together by partnering with Habitat.

Jessica works for the State of Arizona in the Accounting office and Manuel is a skilled construction professional.

Before the program, Jessica said, “With my income, with how the house prices tripled, we could only afford a home that was pretty much a fixer-upper. But obviously, the bank is not going to give you a loan for a fixer-upper. So we were pretty much stuck. So we were looking at apartments. But we were saying, ‘Oh my gosh, that’s almost the amount that you pay for a mortgage.’”

“I just want to thank all the people who help Habitat. I think they’re so kind, because they put in their own time and effort to build something to help people. All the volunteers and donors could’ve just stayed home and relaxed. But when I see everyone, I just have to say, ‘my God!’ I’m just so grateful to be here right now. To be a part of this program.”

~Jessica

What your gift can do

By making a planned gift, you can provide families with a permanent home, increase your charitable impact, and you may receive tax advantages all while helping our local community. Through new construction, home repair, neighborhood projects and community organizing, your gift makes an immediate and lasting impact.

More information

Thank you for considering a gift to Habitat for Humanity Tucson. Together, we can help more families achieve their dreams. The information provided here is not intended to be legal or tax advice. It is advisable to consult with your CPA, financial planner, or estate-planning attorney to ensure your wishes are properly documented and executed.

Note: If your intent is to have your gift benefit the local Tucson community, you must designate Habitat for Humanity Tucson as your charitable organization.

The EIN# for Habitat for Humanity Tucson is 94-2725100

Ways to give

Stocks

Donating stock is one of the easiest ways to give to Habitat Tucson. By donating stock directly, instead of selling the stock and then making a cash donation, you may avoid capital gains taxes. Plus, you may be eligible to deduct the full fair-market value of the donated asset from your income taxes.

IRA

With a gift from your IRA (individual retirement account), you can hold onto your cash, and lower your taxes. This option may help you maintain or even increase your giving. It’s a win-win!

  • Qualified charitable distribution (QCD) – a distribution from an IRA which is paid directly to the qualified charity after the IRA owner turns 70½. An IRA owner can make QCDs of up to $100,000 annually. If your distribution counts as a QCD, the amount is not reported as taxable income on your tax return. QCDs are also sometimes referred to as an IRA charitable rollover.
  • Required minimum distribution (RMD) – An IRA owner who turned 70½ before January 1, 2020, or turns 72 after that date, is required to distribute a certain portion of his or her IRA every year. This is known as your RMD. You can satisfy this requirement without increasing your taxable income by making a direct distribution to Habitat Tucson from your IRA.

To direct a QCD or RMD to Habitat for Humanity Tucson, simply contact your retirement plan administrator. They may ask you to fill out an IRA distribution letter so that your gift can be sent straight to Habitat Tucson.

You may also use this example to request a QCD from your IRA Administrator, ie: Fidelity, Vanguard, or Charles Schwab, be directed to Habitat for Humanity Tucson.

Donor Advised Funds

A donor-advised fund is like a charitable investment account, for the sole purpose of supporting the charitable organizations you care about. When you contribute assets to a donor-advised fund, you are eligible to take an immediate tax deduction. You can then recommend grants to organizations like Habitat Tucson. Donor-advised funds can easily be set up through any of Tucson’s local community foundations or your financial institution. If you already have a donor-advised fund, you can recommend grants to support Habitat for Humanity Tucson.

Real Estate

There are several benefits of donating real estate to Habitat for Humanity Tucson.

You may:

  • Avoid paying capital gains tax on the sale of the real estate;
  • Receive a charitable income tax deduction based on fair market value of the property;
  • Make a greater philanthropic impact; and
  • Leave a legacy that will enrich the lives of local families.

Gift of real estate may include developed property, undeveloped property, or gifts subject to a prior life interest. In the ongoing fulfillment of our mission, Habitat Tucson purchases and develops land to support home production. Habitat Tucson’s experienced staff has decades of real estate expertise and takes care in assisting donors with this type of gift.

Bequests

Habitat for Humanity Tucson can be included in your will for a discrete amount or property, a percentage of an estate, or the rest and residue of an estate.

Transfer on Death (TOD):

This provision will transfers assets without the expense of a will or trust. A TOD is used for investable assets, such as securities, bonds, and mutual funds. A Payable on Death (POD) is used for savings accounts, money market accounts, and CD’s.

Beneficiary Designations:

The whole or a portion of your assets may be designated to Habitat for Humanity Tucson, including:

  • Life Insurance
  • Individual Retirement Accounts (IRA)
  • Trusts
  • Charitable Gift Annuity

Real estate:

Gifts of real estate may include developed property, undeveloped property, or gifts subject to a prior life interest. *

* If you plan to put Habitat for Humanity Tucson in your will or estate, please let us know when you do!

Planned Giving Brochure

For additional information, please contact Amy Reichgott, Director of Philanthropy at amyr@habitattucson.org or call (520) 497-2377.
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